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We'll show you what coverages may be available and how to get the personalized protection you need. Whether you're a lifelong boater or are just getting started, it's smart to take a close look at your marine insurance coverage. Our boat insurance is packed with ways to protect what you care about-even when you're 100 nautical miles out. Allstate offers boat insurance features that reward you for things you may already do. Equipment/Accessories You've got more than just your boat to worry about. What about the anchor, life jackets, navigation aids, and everything else that helps you operate the boat?
Well, that's what this coverage is for. When you get Physical Damage coverage, your equipment and accessories are automatically covered for up to 10 percent of your personal watercraft's value. If you want more coverage than that, you can tack extra onto your policy. Emergency Service
Need a tow? $100 of Emergency Service coverage is automatically included with any boat insurance policy that has Physical Damage coverage. It can also cover labor costs at the place you break down - for a mechanic, or to have fuel, oil, or a battery delivered. If you want to raise the limit to $500 or $1,000, you can add that extra coverage to your policy. 100 Nautical Miles Away
Allstate boat insurance has you covered up to 100 nautical miles off the coast of the U.S. and Canada. Wreck Removal
If your personal watercraft is destroyed, raising, removing, or destruction of the boat will typically be covered - up to an additional 5 percent of your Physical Damage coverage limit. Personal Effects Coverage
They aren't technically considered boating equipment, but don't your water skis, fishing gear, and other things like that deserve to be covered? We think so.
Keep in mind that Personal Effects coverage doesn't cover money and valuables, animals, boats or other boat equipment, contact lenses, or prosthetics. It also excludes things that are covered by insurance in some other way (as part of this policy or a different one). Talk to us to find out what this coverage takes care of.
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