"Accident Insurance with Expanded Benefits" On- or off-the-job including a disability income benefit plus riders An accident can wreak havoc on your savings if you're not prepared. That's why there's accident insurance. It gives you a cushion to help cover medical expenses and living costs when you get hurt unexpectedly. On average there are 11 unintentional-injury deaths and about 2,330 disabling injuries every hour during the course of a year. Nearly 1 in 5 people sought medical attention or suffered at least one day of activity restriction because of an injury. Accident insurance can pay you a lump sum benefit for on-or off-the-job accidental injuries plus some medical benefits. Because accident insurance is supplemental it works in addition to other insurance you may have. You can use the policy on its own or to fill a gap left by your other coverage. - Benefits paid directly to you unless assigned
- Benefits paid regardless of other coverage
- Coverage for you, or you and your family
- Policy is guaranteed renewable and non-cancelable to age 70
- Changes in premium rates will not be made
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